DESIGN AND IMPLEMENTATION OF A COMPUTERIZED LOAN DISBURSEMENT CONTROL SYSTEM (A CASE STUDY OF UNION BANK OF NIGERIA PLC)
ATTENTION:
BEFORE YOU READ THE
PROJECT WORK, PLEASE READ THE INFORMATION BELOW. THANK YOU!
TO GET THE FULL
PROJECT FOR THE TOPIC BELOW PLEASE CALL:
08068231953,
08168759420
TO GET MORE PROJECT
TOPICS IN YOUR DEPARTMENT, PLEASE VISIT:
DESIGN
AND IMPLEMENTATION OF A COMPUTERIZED LOAN DISBURSEMENT CONTROL SYSTEM
(A
CASE STUDY OF UNION BANK OF NIGERIA PLC)
TABLE OF CONTENTS
Title page
Abstract
Table of contents
CHAPTER ONE
1.0
Introduction
1.1
Statement of the problem
1.2
Aims and objectives of the study
1.3
Significance or importance of the study
1.4
Scope of the study
1.5
Limitations
1.6
Assumptions
1.7
Definition of Terms
CHAPTER TWO
2.0
Literature review
CHAPTER THREE
3.0
Practical system analysis and design
3.1
Methods of data collection
3.2
Input, process, output analysis
3.3
Information flow chart
3.4
Organizational chart
3.5
Problems of the existing system
3.6
Justification for the new system
CHAPTER FOUR
4.0
Design of the new system
4.1
Input specification and Design
4.2
Output specification and Design
4.3
File Design
4.4
System flowchart
4.5
System Requirement
4.6
Procedure Chart
CHAPTER FIVE
5.0
Implementation
5.1
Program Design
5.2
Psendocade
5.3
Program Flow Chart
5.4
Test Run
CHAPTER SIX
5.0
Documentation
CHAPTER SEVEN
7.0
Conclusion and Recommendations
7.1
Conclusions
7.2
Recommendations.
CHAPTER ONE
1.0
INTRODUCTION
Loan management has
over the years been posing great problems to banks and other smaller financial
institutions that embark on loan. One of the major bank services is loan
disbursement. Loans are given to customers in order to help them embank on one
project assignment or the other. Depending on the loans terms, the loan
beneficiary pays back the loan on commission basis. Before a bank issues out a
loan it follows a bank laid down criteria on loan disbursement.
So many banks have
fielded up due to problems associates with loan disbursement. This arises from
the fact that the sxisting system used in loan monitoring is a failure. The
system operates without adequate loan monitoring. There should be strictness in
handling loan disbursement because; in many cases the capital involved is
people money and not individual capital.
This project work
carriedout a detailed analysis into the problems making loan management
unrealizable with a view to devicing acceptable computerized system, which will
be more effective, accurate comprehensive, reliable and very easy to use. This,
to a very large sentient, will help the generation banks to make their work
procedure very enjoying and result oriented.
1.1
STATEMENT OF THE PROBLEM
Problems associated
with loans are numerous, this makes the current system a very big failure
record of loan beneficiaries are not well maintained and this makes banks to
loose a lot of money.
Interest-rates on
loans are not calculated due to non-consistency in the format of calculation,
data on loan repayment by installment are not always effectively administered
due to the existing system on ground.
On many occasions,
loans are given to wrong people due to the fact that their oriteria for issuing
loans are not followed the way it should be followed. There is no no-line
method of entering and up-dating for effective records maintenance.
1.2
AIMS AND OBJECTIVES OF THE STUDY
This study is aimed
at improving loan management with a view to making banks and the customers to
both benefit mutually from the transaction.
The research is
carried out in order to provides accurate and timely report for effective
decision making. This research will also provide adequate disbursement of loan
between the beneficiaries are the bank and make calculations easily carried
out. The study will produce timely up-dated status of a loan beneficiary. This
research will come out with a well-defined computerized system, which will be
very comprehensive, accurate, timely and cost effective.
1.3
IMPORTANCE OR SIGNIFICANCE OF THE STUDY
This research study
is of great importance to the entire society. The society will benefit much
from this study such that, it will help and make their disbursement with the
bank more understood and well calculated.
Because of how the
system is well defined, people will benefit, whereby there will be no
manipulations o miscalculations. Scholars in related field will benefit from
the detailed contents of this reseaech work. It will help the bank a let in
spending less in the area of loan control system or management.
1.4
SCOPE OF THE STUDY
The study focuses on
the design and implementation of a computerized loan disbursement control
system for the Union Bank of Nigeria Plc located at Garden Avenue Enugu.
AFFILIATE LINKS:
Comments
Post a Comment